Delaware Mortgage Loans

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If you have a Delaware FHA Loan then you could qualify for a FHA Streamline Refinance.  A streamline refinance allows you to lower your mortgage rate without verifying your income or your assets.  Your credit score or report is not checked and there is no appraisal of your property.  The only thing that is checked by the lender is your mortgage payment history.  In order to qualify, you must have paid your mortgage on time for the past twelve months or every month if you have had loan less than a year.

If you current Delaware FHA mortgage rate is 6.0% or higher than you could definitely benefit from a streamline refinance to lower your mortgage rate to a historically low rate.  Rates are as low as they have been in 40 years.  The Federal Government is trying to keep rates at 5.0% or below by buying mortgage bonds.

Act now because these low rates won’t last.  If you would like a free consultation to see if you could qualify for a streamline refinance then please give me a call at 302-703-0727 or send an e-mail to DelawareMortgages@yahoo.com.  You can also APPLY ONLINE

Even if you don’t have a current FHA mortgage you can still refinance to take advantage of these historically low rates but your would just have to verify your income, assets, and your credit.  An appraisal of your property would still be required. 

John R. Thomas – Certified Mortgage Planner – Primary Residential Mortgage, Inc.

 42 Reads Way, New Castle, DE 19720

302-703-0727 DE Office / 610-906-3109 PA Office / 410-412-3319 MD Office