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Rates dipped down today because of the drop in the stock market today.  The average rate on a 30 year mortgage dipped 0.1% down from the mid week high to 6.29%.  Beware websites or TV ads quoting low rates.  The rates quoted are based off factors that most people don’t quailfy for and may include points that are buying down the rate.  Be sure to contact a mortgage professional that can explain how the mortgage rates change and how your choice of loan programs can affect your interest rate.

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