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Archive for the 'budgeting' Category

Here is a list of the 25 biggest money wasters:
1. Lotteries
2. Buying a new car every few years
3. Anything that is “new and improved”
4. Credit Life Insurance
5. Investing on the advice of someone you have never met
6. Fancy Restaurants
7. Buying something on sale that you don’t need
8. Courses that teach you [...]

There will be a Free Budgeting Seminar on Wednesday March 11, 2009 from 6:30 PM till 7:30 PM at the Primary Residential Mortgage’s Office in Newark, Delaware.  The seminar will cover the basics of making a household budget, how to track daily, weekly, and yearly expenses, and how to use your budget as part of an overall [...]

There will be a Free Budgeting Seminar on Wednesday January 14, 2009 from 6:30 PM till 8:00 PM at the Primary Residential Mortgage’s Office in Newark, Delaware.  The seminar will cover the basics of making a household budget, how to track daily, weekly, and yearly expenses, and how to use your budget as part of an overall [...]

There will be a Free Budgeting Seminar on Wednesday September 10, 2008 from 6:30 PM till 8:00 PM at the Primary Residential Mortgage’s Office in Newark, Delaware.  The seminar will cover the basics of making a household budget, how to track daily, weekly, and yearly expenses, and how to use your budget as part of an overall [...]

There is a Free Budgeting Seminar on Wednesday August 6, 2008 from 6:30 PM till 7:30 PM at Primary Residential Mortgage’s office in Newark, Delaware.  There is still room left so call now to register 302-368-7132, ask for John Thomas or send an e-mail to DelawareMortgages@yahoo.com.  The seminar will cover how to track your income [...]

There will be a Free Budgeting Seminar on Wednesday August 6, 2008 from 6:30 PM till 8:00 PM at the Primary Residential Mortgage’s Office in Newark, Delaware.  The seminar will cover the basics of making a household budget, how to track daily, weekly, and yearly expenses, and how to use your budget as part of an [...]

There will be a Free Budgeting Seminar on Wednesday June 11, 2008 from 6:30 PM till 8:00 PM at the Primary Residential Mortgage’s Office in Newark, Delaware.  The seminar will cover the basics of making a household budget, how to track daily, weekly, and yearly expenses, and how to use your budget as part of an [...]

There will be a Free Budgeting Seminar on March 5, 2008 from 6:30 PM till 8:00 PM at the Citizens Lending Group’s Office in Newark, Delaware.  The seminar will cover the basics of making a household budget, how to track daily, weekly, and yearly expenses, and how to use your budget as part of an overall [...]

There will be a Free Budgeting Seminar on February 6, 2008 from 6:30 PM till 8:00 PM at the Citizens Lending Group’s Office in Newark, Delaware.  The seminar will cover the basics of making a household budget, how to track daily, weekly, and yearly expenses, and how to use your budget as part of an [...]

Slapping together any old budget does not guarantee success at saving.  In order for a budget to be effective, it needs to be thought out and actually fit with your personal needs and spending patterns.  A great budget will always include the following;
 

A clear awareness of exactly how much you’re spending and where.  Start tracking [...]


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