Delaware Mortgage Loans

There will be a free seminar on October 13th at 10:00 AM till Noon on Understanding Credit and Credit Repair at Citizens Lending Group’s Office in Newark, DE.  The seminar will cover the credit scoring model in detail and then cover the basics of credit repair and credit score improvement.  Each participate will recieve a […]

There is still a couple of seats left for the Free Seminar - Understanding Credit and Credit Repair for Saturday September 15, 2007 at 10:00 AM at Citizens Lending Group’s Office in Newark, DE.  The seminar will cover the current Credit Scoring Model and discuss the basics of credit repair and improvement.  It is perfect […]

There will be a free seminar on Understanding Credit and Credit Repair on Saturday September 15th from 10:00 AM till Noon. Come learn the following;
Learn How to Establish Good Credit
Learn the Dos & Donts of Credit Repair
Learn How to read a Credit Report
Learn How to write Dispute Letters to the three credit bureaus.
Each participate will […]

When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn’t have to change is the credit status you’ve worked so hard to achieve.
 
Unfortunately, for many, the experience is the exact opposite. Unfulfilled promises to pay bills, the maxing out of credit cards, […]

September 2007 the credit scoring system is going to make a change that will affect 165 million people all at once.  Who are these people?  Answer - authorized users!
Fair Isaac is updating their software to eliminate the “authorized user” loophole that allowed people to piggy-back with someone who had good credit and increase their credit […]

There will be a First Time Home Buyer Seminar on Saturday August 18th from 10:00 AM to 12:00 PM at the Citizens Lending Group office in Newark, Delaware.  The Seminar is FREE!!!  Come learn what it takes to buy a home in Delaware.  First time home buyer programs will be covered.   Program will also cover how to improve your credit […]

Good credit translates to lower interest rates for borrowers. Here are just a few quick tips that can help put you in a better position under the discerning eye of an underwriter!
·        Do you have past due balances that have been neglected? If they are showing up on your credit report and you want to […]

MyFico.com has shared information regarding the credit scoring model.  Consider these five factors when trying to improve your credit.
 
Payment History has a 35% impact. Paying debt on time and in full has a positive impact, and late payments, judgments and charge-offs have a negative impact.
 
 
Outstanding Credit Balances have a 30% impact. Debt ratio of outstanding […]

If you’ve never had credit in your own name, it can be difficult to get a car loan or credit card. Having no credit history can be as much of a problem as having a bad credit history. Students, other young people, and newly divorced or widowed women who have always obtained credit jointly with […]