Delaware Mortgage Loans

This is a weekly update from Doug MacGray a Certified Financial Planner who takes very good care of my clients and who I highly recommend.
INTEREST RATE CUTS: Are there downsides to the Fed’s cut in interest rates? Answer: Of course. First, the possibility of higher inflation usually goes along with a drop in rates. Most […]

Now that we better understand the advantages of equity extraction and investment, the next step is to explore specific methods of putting your cash to work for you. Again, these options are not for everyone, and they may not even be available to homeowners who have poor credit ratings or excessive outstanding debt. In fact, many […]

Home equity accumulates in four ways: the money committed in the original down-payment; any appreciation in the local housing market over time; physical improvements or renovations; and, of course, principal payments on the mortgage itself. Through these four avenues, cash value - or equity - steadily builds up in the property. While seemingly desirable on its […]

The explosion in the number and variety of mortgage instruments in recent decades - fixed- and adjustable-rate loans being the best known - now allows a knowledgeable lending agent to offer terms that are virtually custom-tailored to the needs of a specific borrower. 
While the basic 30-year fixed-rate mortgage remains the most popular type of loan, […]

To any conscientious financial planner or mortgage consultant, the numbers are distressing. The federal government is so concerned that it has revamped provisions of the U.S. tax code at least three times in recent years in an effort to reverse the trend.

Recent studies have shown that most American families are now living beyond their means, […]

When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn’t have to change is the credit status you’ve worked so hard to achieve.
 
Unfortunately, for many, the experience is the exact opposite. Unfulfilled promises to pay bills, the maxing out of credit cards, […]

If you don’t have an estate plan in place, don’t worry…the IRS has one for you. But you may not like it, so it’s always a good idea to get your finances in order and avoid incurring tax penalties and hefty estate taxes. Knowing the value of your estate and becoming familiar with several exemptions […]