Delaware Mortgage Loans

Tax credit processing extension till September 30, 2010
    The Congress has passed H.R. 5623, the Homebuyer Assistance and Improvement Act, which extends the tax credit closing deadline until September 30th.  There will also be no gap between June 30th and the date the President signs the bill into law.  The extension only applies to transactions [...]

Delaware First Time Home Buyer Tips – Choosing The Right Real Estate Agent
Choosing the right person to represent you in negotiating your Delaware home purchase is a major decision. Whenever you see the designation of Delaware REALTOR® (with a registered trademark) you can rest assured that person is a member of the NATIONAL ASSOCIATION OF [...]

Delaware First Time Hom Buyer Tips – Interest Rates
When is the best time to lock?
When it comes to mortgage loans and interest rates, it’s never a good idea to gamble. That’s why I typically advise my clients to lock in an interest rate at the earliest opportunity. This is just one step of the standardized [...]

Delaware First Time Home Buyer Tips – Planning Your Mortgage & Seeking Pre-Approval
The Benefits of a Professional Consultant
Choosing the right lender is a key element to managing your mortgage. As a certified mortgage planner, my goal is not just to provide you with a loan, but also to help select the one most beneficial to [...]

Delaware First Time Home Buyer Tips – The Federal Reserve and Mortgage Rates
Understanding what cause mortgage interest rates to move up or down.
The Federal Reserve constantly evaluates the US economy and, when  necessary, takes steps to address inflationary concerns and avoid economic recession or depression. The mass media, in turn, reacts by providing a wide [...]

Delaware First Time Home Buyer Tips – Quick Tips for Getting Started on Your Home Purchase
Buying a home can be a complex process, but it doesn’t have to be. With a little preparation, you can save a lot of time and hassle by having all of your documents ready when your mortgage professional needs them.
To [...]

Delaware First Time Home Buyer Tips – Stop Paying Your Landlord’s Mortgage!
It’s staggering when you think about the cost of living, especially if you’re a renter and not a Delaware home owner. If you are currently paying $1,000 a month for rented housing, then over the next three years, your property management company will effectively [...]

There will be a Free Delaware First Time Home Buyer Seminar on Saturday July 10, 2010 at 10:00 AM. The seminar will last about 2 hours and each participate will be able to recieve a free copy of their tri-merge credit report. The seminar will cover all of the basics of buying a new home in [...]

The Senate had put a provision in a bill that was to extend jobless benefits and some other provisions to help the economy but the bill was voted down on a test votes so it went back the to the finance committee to be re-worked.  In the re-working Senator Reid added a provision to extend [...]

There will be a Free Delaware First Time Home Buyer Seminar on Saturday June 19, 2010 at 10:00 AM and again at 1:00 PM. The seminar will last about 2 hours and each participate will be able to recieve a free copy of their tri-merge credit report. The seminar will cover all of the basics of [...]