Delaware Mortgage Loans

The U.S. Housing Market saw more signs of a decline in the latest report of pending home sales for existing homes.  The National Association of Realors index of pending home sales dropped 2.6%.  This index meaures the number of Americans signing contracts to buy previously owned homes.  The index had showed a gain of 3.7% [...]

There will be a Free First Time Home Buyer Seminar on Saturday January 26, 2008 at 10:00 AM.  The seminar will last about 2 hours and each participate will be able to recieve a free copy of their tri-merge credit report.  The seminar will cover all of the basics of buying a new home in [...]

A BAD START:  The year has started off on a bad note.  (I am watching Chariots of Fire on ESPN Classic as I write this.  The Scottish runner, Eric Liddel slipped and fell but finished his race in first—I hope the markets mirror this performance in 2008).  After only three trading days, the S&P 500 [...]

As a long term investment, homeownership is still one of the best investments for individual households.  “Why?” you may ask.  After all, the headlines say housing market is down and out, with defaults rising at an alarming rate, and mortgage markets so frozen that buyers can’t get a home loan at any price.
What buyers need [...]

If you want to refinance a home you already own in Delaware, there are mortgage programs that allow you to borrower up to 125 percent of the home’s value.  The program is under the special program created by the economic stimulus bill of 2009.  It is only to lower your current mortgage rate or to [...]

Slapping together any old budget does not guarantee success at saving.  In order for a budget to be effective, it needs to be thought out and actually fit with your personal needs and spending patterns.  A great budget will always include the following;
 

A clear awareness of exactly how much you’re spending and where.  Start tracking [...]