About US
January 1st, 2007 by John Thomas
Primary Residential Mortgage is a National Mortgage Lender and the Delaware Branch is run by the Branch Manager, John R. Thomas. John R. Thomas is a licensed Delaware loan officer that resides in Newark, Delaware. He is a Certified Mortgage Planner (CMP). He has a bachelor’s degree in Physics from the University of Delaware and a Masters degree in Education from Delaware State University. John is also a licensed insurance professional and the author of the book, Your Guide to Buying Your First Home in Delaware.
Our philosophy is to educate our clients on the best product and program that fits their unique financial situation and then offer our professional advice on the best solution that fits the needs we have identified together.
We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisers and the most experienced realtors in Delaware. Our mission is to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available for your financing strategy. With many years and a wide range of experience in the mortgage industry,our dedicated team stands ready to assist each and every step of the way.
Primary Residential Mortgage Delaware Team
John R. Thomas, Branch Manager & Certified Mortgage Planner. As your Mortgage Planner, my job is to oversee your loan and be a resource for you throughout the loan process in regards to interest rates, loan programs, etc. I also will analyze your loan to make sure it fits with your long term financial plan. NMLS – 38783
Chris Rowe, Loan Officer and Mortgage Planner, As your Mortgage Planner, my job is to oversee your loan and be a resource for you throughout the loan process in regards to interest rates, loan programs, etc. I also will analyze your loan to make sure it fits with your long term financial plan. NMLS – 143755
Nicole Lorah, Transaction Coordinator. The transaction coordinator packages your loan to be sent into processing and helps with the processing of the loan. Nicole also will be a resource to help you with scheduling your appointments with the office and helping clients with the Get Mortgage Ready Program. Nicole is also responsible for providing our weekly Tuesday status updates to everybody involved in the transaction.
You only think about home financing a few times during your life ~ I think about it every single day. It’s your home and your future. It’s my profession and my passion. I am ready to work for your best interest. – John R. Thomas
Primary Residential Mortgage, Inc.
248 E Chestnut Hill Rd
Newark, DE 19713
302-703-0727 DE Office
302-355-3291 Fax
National Mortgage License Number – 38783
Licensed by Delaware State Bank Commissioner
Licensed by Maryland Department of Labor, Licensing and Regulation Commissioner of Financial Regulation
Licensed by Pennsylvania Department of Banking

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I am a Delaware native who has been actively involved in the Mortgage and Finance industries for over 10 years. Call me at 302-703-0727